|
|
Finance OptionsDuring your vision correction consultation, you and your doctor will discuss in detail which procedure is best for you. There will be time to answer any questions that you may have. When you are ready to schedule your procedure, we will discuss a surgery date, payment arrangements, and pre-operative instructions. Payment is due the day of your procedure and the cost per eye varies depending on the procedure. There are many options for payment. The most commonly used payment options for vision correction surgery include:
Cash or Check
A number of patients prefer a different option, so they choose other more convenient methods of payment.
Credit Cards
Credit cards offer the advantage of being able to arrange your own payment schedule. In addition, credit cards often offer points or miles when you use them. Patients may like this added benefit! The EyeCenter accepts: Visa, Mastercard, Discover, American Express
Flex Plans/Medical Savings Account (MSA or HSA)
Ask if your company may be able to help you pay for vision correction surgery. Many companies have implemented benefit options that make vision correction surgeries an affordable alternative. (Programs include Flex Plans, MSA's, HSA's, Cafeteria Plans or Alternative Health Plans and allow you to withhold a defined amount of Pretax Dollars through Payroll Deduction to pay for your eye procedure). You can contact your human resources office to find out if your company offers this option and how the enrollment process works.
Monthly Extended Payment Plans with Patient Financing
These plans are very flexible, convenient, and can be arranged over many different payment terms and interest rate programs. For example, in most instances it is possible to select a particular monthly payment amount that can fit into your budget comfortably. Many patients like this option because it helps them budget their monthly expenses easily. Financing is arranged (before the day of surgery) through Chase Health Advance Financing Options. Please visit their website for additional information and to apply (Provider ID#: 31976): www.chasehealthadvance.com
Insurance Benefits
Insurance companies typically DO NOT cover vision correction eye surgery because vision correction is categorized as not medically necessary. However, on occasion, an employer group may offer some type of refractive surgery benefit to its employees. The EyeCenter staff will check on possible insurance benefits. Some insurance companies have bargained for “Low Dollar” providers to do their work. We offer competitive prices for any patient who has such insurance incentives.
Calculator The calculator below will assist you in estimating monthly payments.
|
Calculator will solve for Principal, Down Payment, or Payment Amount.
